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How to manage an emergency fund

An emergency fund is an amount of money that you have immediately available for large unexpected costs and/or unexpected periods of reduced income. Many folks consider emergency cash a vital piece of anybodies portfolio and while that may be true there is also a cost to consider! For a

Self-directed Investing in 5 steps

DIY is one of the best ways to save money, changing your own oil, bagged lunches, mowing your lawn, shoveling your laneway; but self directed investing will save more than pretty much any of these things combined. A few hours of work can result in hundreds of thousands of dollars

Avoid minimum balances

Most big banks have fees but the reality is that many will waive those fees if you keep a minimum balance in the account, while this sounds like a deal you may be better off paying the fee! For a free $20 sign-up bonus and the best HISA in Cananda