Canadian Tax Calculator

Tax season math shouldn't require a spreadsheet and three browser tabs. This calculator estimates your federal and provincial income tax for any province or territory.

Covers 2024 through 2026 with progressive brackets, RRSP deductions, and capital gains. Use it to estimate your refund, figure out your marginal rate before an RRSP contribution, or compare take-home pay across provinces if you're considering a move.

Employment Income

Province

Tax Year

RRSP Deductions

Other Income

Capital Gains

$61.7K

After-Tax

$13.3K

Total Tax

29.65%

Marginal

17.69%

Average

Tax Breakdown (2026)

Gross Income $75,000

Taxable Income $75,000

Federal Tax $9,268

Provincial Tax (ON) $3,997

Total Tax $13,265

Take-Home $61,735

Income Allocation

Take-home 82% Tax 18%

Investment Account Selector

TFSA vs RRSP vs FHSA vs non-registered — where should your next dollar go?

RRSP vs TFSA vs Unregistered

Compare what you actually keep after tax in RRSP, TFSA, and unregistered accounts over decades.

FIRE Calculator

Canadian financial independence calculator with CPP/OAS offsets and Coast FIRE.

These calculators use hypothetical assumptions for illustration only — not a guarantee of future performance or personalized financial advice. Consult a qualified professional before making investment or tax decisions.