TFSA Room Calculator
TFSA Room Calculator
The CRA's TFSA room numbers aren't always obvious — especially if you've had withdrawals, moved to Canada partway through, or just lost track over the years.
Enter your birth year, residency start, and contribution history to see exactly how much room you have left. Updated with official CRA limits from 2009 through 2026. Use it before you contribute so you don't accidentally over-contribute and get a penalty letter.
Contributions made outside the tracked transactions below.
$83,500
Remaining Room
$83,500
Lifetime Room
Eligible since 2014 (born ~1996)
Contributions to date: $0
Deposits & Withdrawals
Withdrawals restore contribution room on January 1 of the following year.
No transactions added yet.
Year-by-year breakdown
| Year | Annual Limit | Room Added | Deposits | Withdrawals | Room Remaining |
|---|---|---|---|---|---|
| 2009 | $5,000 | $0 | — | — | $0 |
| 2010 | $5,000 | $0 | — | — | $0 |
| 2011 | $5,000 | $0 | — | — | $0 |
| 2012 | $5,000 | $0 | — | — | $0 |
| 2013 | $5,500 | $0 | — | — | $0 |
| 2014 | $5,500 | $5,500 | — | — | $5,500 |
| 2015 | $10,000 | $10,000 | — | — | $15,500 |
| 2016 | $5,500 | $5,500 | — | — | $21,000 |
| 2017 | $5,500 | $5,500 | — | — | $26,500 |
| 2018 | $5,500 | $5,500 | — | — | $32,000 |
| 2019 | $6,000 | $6,000 | — | — | $38,000 |
| 2020 | $6,000 | $6,000 | — | — | $44,000 |
| 2021 | $6,000 | $6,000 | — | — | $50,000 |
| 2022 | $6,000 | $6,000 | — | — | $56,000 |
| 2023 | $6,500 | $6,500 | — | — | $62,500 |
| 2024 | $7,000 | $7,000 | — | — | $69,500 |
| 2025 | $7,000 | $7,000 | — | — | $76,500 |
| 2026 (now) | $7,000 | $7,000 | — | — | $83,500 |
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